Online Banking - Online Consumer Forums Digital-Boards.com The Consumer Network

kkk3 · 08-28-2007

Do you use online banking, do you prefer it to the traditional service offered at your local bank?

The are advantages and disadvantages to online banking.

Some of which are

Advantages

1. You don't have to join a queue, that means no waiting for any long period of time.
2. You don't have to leave your home for that purpose, commute time is totally eliminated.
3. Since there is no commute, that means no petrol is used, so that's a saving.

Disadvantages

1. For some persons who do not have much experience, this will be challenging. Navigating the various screens, remembering passwords etc.
2. Trust and confidence in transacting one's business online. That can be scary since there are so many unscrupolous persons who are ready to steal your identity.

These are just a few. I personally prefer online banking because of my busy schedule.

Princess Pea · 09-13-2007

Yes, I prefer online banking. I love it! I hate waiting at the bank. It's such a hassle. I'm not really scared of identity theft.

TopSpin · 09-22-2007

Online banking is very convenient. I enrolled my account to online banking to facilitate utility payments online so I don't have to stand in line or go to the ATM to pay my bills.

Sugar_Free · 09-26-2007

Online banking is definitely the way to go, it saves my time and energies, no more long lines and frustrating road trips. I shudder everytime I hear about online banking scams though.

08-28-2007	#1 (permalink)
kkk3 Consumer Join Date: Aug 2007 Posts: 71	Online Banking Do you use online banking, do you prefer it to the traditional service offered at your local bank? The are advantages and disadvantages to online banking. Some of which are Advantages 1. You don't have to join a queue, that means no waiting for any long period of time. 2. You don't have to leave your home for that purpose, commute time is totally eliminated. 3. Since there is no commute, that means no petrol is used, so that's a saving. Disadvantages 1. For some persons who do not have much experience, this will be challenging. Navigating the various screens, remembering passwords etc. 2. Trust and confidence in transacting one's business online. That can be scary since there are so many unscrupolous persons who are ready to steal your identity. These are just a few. I personally prefer online banking because of my busy schedule.

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09-13-2007	#2 (permalink)
Princess Pea Consumer Join Date: Sep 2007 Posts: 50	Yes, I prefer online banking. I love it! I hate waiting at the bank. It's such a hassle. I'm not really scared of identity theft.

09-22-2007	#3 (permalink)
TopSpin Consumer Join Date: Sep 2007 Posts: 10	Online banking is very convenient. I enrolled my account to online banking to facilitate utility payments online so I don't have to stand in line or go to the ATM to pay my bills.

09-26-2007	#4 (permalink)
Sugar_Free Consumer Join Date: Sep 2007 Posts: 3	Online banking is definitely the way to go, it saves my time and energies, no more long lines and frustrating road trips. I shudder everytime I hear about online banking scams though.