Momey Management

[kkk3]

How well do you manage your funds, your credit cards, mortgages, car payments?

Money management is a great way to start making your financial stress decrease.

Here are a few tips.

1. Don't spend what you don't have. If you know you won't be able to repay in the grace period, don't use your credit card.

2. Pay your mortgage and credit card on time, this may affect your credit rating which in turn reduce your net spendable cash.

3. For consumer items, avoid brand names if you can't afford them.

There are many more but these are just a few suggestions.

[Princess Pea]

Thank you for tips!

Unfortunately, I'm not so good in managing my money. Sometimes I spend too much! I never use my credit card though. Credit cards are evil. Hahaha!

[Baby V]

"Smart Women Finish Rich" is helping me a lot. I need to work more on paying myself first and spend less money dining out.

[Cats Miaow]

Originally Posted by Baby V

"Smart Women Finish Rich" is helping me a lot. I need to work more on paying myself first and spend less money dining out.

Is that a book?

[luigi-di-violini]

Originally Posted by kkk3

How well do you manage your funds, your credit cards, mortgages, car payments?

Money management is a great way to start making your financial stress decrease.

Here are a few tips.

1. Don't spend what you don't have. If you know you won't be able to repay in the grace period, don't use your credit card.

2. Pay your mortgage and credit card on time, this may affect your credit rating which in turn reduce your net spendable cash.

3. For consumer items, avoid brand names if you can't afford them.

There are many more but these are just a few suggestions.

4. Don't buy anything you don't really need

5. An occasional small/moderate treat is okay, but only after you've paid all your bills, really can afford it and don't make a habit of it.